Key Taekaways Concentration in company stock exposes you to outsized risk if your employer falters.Diversifying your retirement portfolio helps preserve income stability.Tax-smart strategies like NUA ...

Reaching the retirement years often feels like crossing the finish line, but financially, it’s just the start of a new, ...

Retirement accounts like the 401(k), 403(b), and traditional IRA are tax-deferred, meaning you get a tax break upfront (the ability to deduct contributions from your taxable income), but you must ...

Required minimum distributions (RMDs) are required for tax-deferred retirement accounts. The amount of your RMD will depend on your current age and account value at the end of the previous year.

Once you reach the age of 73, the IRS requires you to make minimum annual distributions from non-Roth retirement accounts. You must calculate your own RMD based on the value of your ordinary IRAs as ...