Student loan refinance rates have held steady going into the New Year. As of January 1, 2026, student loan refinance lenders ...

Qualifications Typical credit score of approved borrowers or co-signers: 760. Loan amounts: $5,000 to $500,000. Must have a degree: No, but must be within six months of graduation and have income or a ...

Student loan refinancing rates continue to drop. Based on an analysis of 23 lenders’ advertised rates, the average minimum fixed interest rate on refinanced student loans was 3.51% on July 1. That’s a ...

According to the CME FedWatch, there’s a 95% chance that the Fed will cut its target interest rate by 25 basis points at its meeting on Sept. 17, 2025. “The Federal Reserve is attempting to balance ...