Social Security has been around for nearly nine decades, but the program has had a major overhaul since then. And now its gearing up for some big changes in 2025 that could affect millions of people.

We're headed into December, and that means a new round of Social Security checks will soon be headed out. When you receive your check depends on how long you've been receiving benefits and what day of the month you were born.

Declining inflation led to the lowest cost-of-living adjustment since 2020, with the 2025 COLA set to rise 2.5%.

Normally, Social Security's income sources -- primarily payroll taxes -- should be enough to fully fund benefits. The cash coming in from taxes is paid out to current beneficiaries, and future generations of workers will fund future retirees' and workers with disabilities' payments.

You can choose lock your SSN after a data breach but it's a different process and offers different perks than freezing your credit.

USA TODAY reached out to retirees across the country who are living mostly on Social Security, to ask how they were doing.

A mySocialSecurity online account makes that possible. Soon, however, millions of Americans could lose access to this important account due to a big change the Social Security Administration (SSA) has planned.