Your score affects whether you can borrow money — and how much you'll pay — to borrow money, so you want it to be accurate.

For example, you'll see options that let you freeze your credit reports completely or dispute incorrect information on your credit reports. You can also place a fraud alert on your credit reports.

Have you ever considered how often should you check your credit report? If the answer is yes, you’re in good company. Keeping tabs on your credit report might sound tedious, but it’s one of ...

Can Credit Repair Companies Really Improve My Credit Report? Maybe, but they can't do anything that you couldn't do yourself for free.