Krystal is a seasoned writer, editor, and content strategist who has spent the last decade developing print and digital financial content for top financial institutions such as Merrill Edge, JPMorgan ...

LaToya Irby is a credit expert who has been covering credit and debt management for nearly 20 years. She's been quoted widely in national publications, and her work has been cited in several books.

The plan to bring relief to more than 150,000 people is also a campaign issue. President Joe Biden touted a new pathway for debt relief that kicked into gear Wednesday for 153,000 student loan ...