Grad PLUS loans will be eliminated. Graduate students will still be able to borrow federal student loans, but will be capped at $20,500 annually, $100,000 total. Federal student loan borrowers will now have a lifetime limit, considering undergraduate and graduate education, of $257,500 in federal student loans.

President Trump’s Big Beautiful Bill is massively rolling back federal student-loan programs in a nearly complete-180-degree turnaround from the Biden-era debt-forgiveness movement. The

Starting August 1, 2025, major updates to federal student loan repayment policies will take effect. For millions of borrowers, these changes mean interest will begin to accrue aga

TransUnion previously reported that consumers who have recently gone delinquent on their federal student loans because of policy changes have seen their credit

Although interest will start accruing on Aug. 1, you're not required to switch to a new repayment plan just yet. But you may want to.

The bill, formally known till Tuesday as the One Big Beautiful Bill Act, changes that. Starting in July of next year, graduate students will be able to borrow up to $100,000 total and professional students up to $200,000.