As the digital age reshapes how Americans manage money, the Social Security Administration (SSA) is taking a significant step: phasing out paper checks completely. Starting in the

Social Security paper checks ending September 30, 2025, marks a big shift for over 500,000 Americans still receiving their Social Security or SSI benefits by mail. The Social Security Administration (SSA) will now only send payments electronically—via direct deposit or the Direct Express® card.

The Social Security Administration is transitioning away from paper checks this year, only allowing electronic payments for beneficiaries.